Mobile Home Refinancing Loans - Mobile Home Refinance Loans
Most Frequently Answered Questions
Q. Is single wide or double wide financing or refinancing available for homes in parks,
on leased,  family land, or land where the deed or mortgage is separate from the home?
A. Yes!  These are "home only" or "chattel" loans,  and there are excellent rates and
terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of deed or
mortgage?
A.  Yes!  In most states purchase and refinancing is available, sometimes with extra
equity cash available for debt consolidation or home improvements depending on the
home value.  These are “land/home packages.”  Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  Self-employed
borrowers need two years tax returns showing sufficient net income to support debt.
Minimum credit guidelines apply.  Each situation is different, and loan types depend on
several factors--year, make, home value, land value, credit history, income, employment
history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down payments.   Also, a
shorter term often shows better interest rates and the greater savings.
Q. I want to purchase a home from a dealer and place it on land I own or wish to buy.
A. Construction loans for this purpose are available in many states.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the home the
more likely equity cash will be available.  Pre-1977 in California for “home only.”
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
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  Mobile Home Financing - Manufactured Home Loans - Mobile and Manufactured Home Refinancing --- Get the Best Rates & Terms! -- Mobile home, modular home loans and refinancing Loans, a nations leader in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities. -- Free Quote and No Obligation --- Mobile Home Refinancing - Mobile Home Loans - Refinance -- Skip A Payment --- Mobile Home Financing - Interested in a mobile home refinance or a loan for financing the purchase of a mobile home. Ask us about a mobile home refinancing loans or about a mobile home loan. Financing and refinancing for manufactured, mobile and modular homes. Fixed Rates --- Loans funded in the following states AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MO MN MS MT NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
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